Tzidkas Yosef
Salford trust borrowing and lending seven-figure sums at interest alongside its grant-making
| Tzidkas Yosef
| |
|---|---|
| Type | Trust |
| Founded | 2016-11-21 (registered) |
| Registration ID | Registered charity 1170278 |
| Headquarters | MMR Homes, 421 Bury New Road, Salford, M7 4ED |
| Area served | Throughout England And Wales, Israel |
Tzidkas Yosef was established by deed of 28 August 2016 and registered on 21 November 2016; register areas are England and Wales and Israel.[1][2] Its trustees are J Feldman, M Scher and S Sussman, care of MMR Group, Broadhurst House, Bury Old Road, Salford M7 4QX. In the year ended 31 August 2025 donations were £591,435, grants £187,354 (2024: £511,473) and interest receivable £148,381.[2]
Objects and activities
The charity's registered objects read: "TO PROMOTE ADVANCE AND PROVIDE STRICTLY ORTHODOX JEWISH EDUCATION ANYWHERE IN THE WORLD AND TO GENERALLY FURTHER PROMOTE ALL ACTIVITIES IN CONNECTION THEREWITH.TO PROMOTE AND ADVANCE RELIGION ANYWHERE IN THE WORLD IN ACCORDANCE WITH THE DOCTRINES AND PRINCIPLES OF ORTHODOX JUDAISM.TO PROMOTE THE RELIEF OF POVERTY AMONGST PERSONS OF THE JEWISH FAITH.TO FURTHER SUCH OTHER CHARITABLE PURPOSES WHICH THE TRUSTEES MAY DETERMINE ARE CONNECTED WITH THE ABOVE OBJECTS."[1]
The register describes its activities as: "THE FURTHERANCE OF JEWISH EDUCATION AND THE RELIEF OF POVERTY."[1]
Register classifications: General Charitable Purposes, Education/training, The Advancement Of Health Or Saving Of Lives, The Prevention Or Relief Of Poverty, Religious Activities.[1]
Areas of operation recorded on the register: Throughout England And Wales, Israel.[1]
Trustees
Current trustees, with other charities on which the same register trustee ID appears:[1]
| Trustee | Appointed | Chair | Other trusteeships |
|---|---|---|---|
| Joseph Feldman | 2016-08-28 | — | |
| Solomon Sussman | 2016-08-28 | — | |
| Martin Scher | 2016-08-28 | — |
Historical trustees (UK Government Web Archive)
| Capture date | Trustees listed | Source |
|---|---|---|
| 2021-01-14 | Martin Scher (from 28 August 2016); Joseph Feldman (from 28 August 2016); Solomon Sussman (from 28 August 2016) | [3] |
Finances
| Financial year end | Income | Expenditure |
|---|---|---|
| 2021-08-31 | £737,454 | £519,313 |
| 2022-08-31 | £708,002 | £781,797 |
| 2023-08-31 | £721,972 | £536,626 |
| 2024-08-31 | £749,037 | £512,899 |
| 2025-08-31 | £739,816 | £189,064 |
Source: register annual-return history.[1]
Archived accounts
Accounts no longer on the live register were found in the UK Government Web Archive:
Funding in Israel
- FY2025 grants to "institutions in he U.K and abroad" [sic]: Torah Vochesed £41,200; Vafilu Beastoro £30,677; VMM Zichron Chaim £26,461; Bikur Cholim Tzefas £25,605; China Vechisda £16,329; under £10,000 £47,082. FY2024 grants included Keren Ezra Memeitzar £57,614, Merkaz Toldos £26,221 and Beis Hamidrash Abarbenel Ashdod £18,425.[2]
- Toldos Aharon Trust Limited (1162774) gave £42,307 to "Tzidkas Yoseph" in FY2025; no charity number is given, so the match with this charity is by name only.[2]
Israeli partners
Not identified beyond the grant list.[2]
Activity beyond the Green Line and support for the IDF
Findings are graded by confidence. "Partner" findings concern the Israeli recipient organisation, not proven use of UK funds.
| Finding | Confidence |
|---|---|
| Tzefat (Safed) and Ashdod appear only in recipients' names; both lie inside the 1949 line, but no addresses are given.[2] | Unverified – name only |
Support for the IDF: No IDF or military funding is stated.[2]
Controversies and regulatory action
- No Charity Commission inquiry, Official Warning or Gazette insolvency notice naming this charity was found, and its register entry shows no regulatory alert;[6] it is not among the charities named in the Commission's cheque-cashing class-inquiry announcements (May, September and December 2025) or in the September 2026 statement of results.[7][8][9][10] The charities in the Commission's settlements class inquiry (opened August 2026) have not been named, so it is not known whether this charity is among them.[11]
- Lending at interest. The trustees' report says the charity received an "interest free loan for over £1.6 million from an unconnected party", lent £1.3 million to an unconnected UK company at 6%, made further loans in the year, and "extended a further loan to a UK company with a common director to the charity, at an interest rate of 6% p/a". Other debtors were £2,730,798 and other creditors £1,605,576. The related-party note mentions only donations of £36,550 from trustees and related parties, and does not quantify the loan to the company with a common director.[2]
- Inconsistent interest figure. The report gives interest receivable of £135,631; the statement of financial activities gives £148,381.[2]
Other registers and records
Scotland and Northern Ireland
No entry was found on the Scottish Charity Register for this charity (full register download of 14 October 2026 searched by name).[12] No entry was found on the Charity Commission for Northern Ireland register (API name searches returned zero results).[13]
The Gazette
Searches of The Gazette notice feeds (all notices, insolvency and company) for the charity's name found no insolvency, winding-up or strike-off notice; results were limited to Companies House filing lists.[14]
Grants recorded by 360Giving
No grants received or made by this charity are recorded in 360Giving data.[15]
Sanctions screening
The charity's name, its current register trustees, trustees named on archived register pages, trustees and officers named in the accounts read for this profile and (for charitable companies) its Companies House officers were screened against the UK Sanctions List and the OFSI Consolidated List. No match was found.[16]
Land and property
The register records that the charity does not own or lease land or property.[1] No title registers were purchased.[17]
Parliament
Hansard searches for 'Tzidkas Yosef' returned 0 contributions in total.[18]
Web archive
The UK Government Web Archive holds 2 archived Charity Commission register pages used in this profile (cited in the sections above). The 2021 archived full print showed the status "Charity reporting is 198 days late" and "Other regulators: No information available".[3]
See also
External links
- No current official website.
Notes
- ↑ 1.0 1.1 1.2 1.3 1.4 1.5 1.6 1.7 Charity Commission for England and Wales, Register of Charities public extract (tables charity, charity_trustee, charity_annual_return_history, charity_area_of_operation, charity_classification), extract dated 14 October 2026.
- ↑ 2.0 2.1 2.2 2.3 2.4 2.5 2.6 2.7 2.8 Charity Commission, Tzidkas Yosef (1170278): accounts and annual returns Register of Charities; latest accounts downloaded 14 October 2026 ("PDF p." = page of the PDF file).
- ↑ 3.0 3.1 Register entry 1170278, full print (capture of 20210114) UK Government Web Archive.
- ↑ Tzidkas Yosef accounts, year ended 2017-08-31 UK Government Web Archive (capture of 20200107).
- ↑ Tzidkas Yosef accounts, year ended 2018-08-31 UK Government Web Archive (capture of 20200107).
- ↑ Charity Commission, Register of Charities, charity overview page (register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/ followed by the organisation number) for every charity in batches 1–7 (175 pages, all retrieved successfully on 15 October 2026) and checked for a "Regulatory alerts" section. Alerts appeared only for Mifal Hachesed Vehatzedokoh (1139320), Ezer Viznitz Foundation (1161881), BC Trust (1155555), Vyoel Moshe Charitable Trust (327054) – all named in the cheque-cashing class inquiry – and The Gevurath Ari Torah Academy Trust (1003102).
- ↑ Charity Commission, Serious concerns over use of £22 million triggers investigation by charity regulator GOV.UK, 14 May 2025.
- ↑ Charity Commission, Regulator opens next phase of investigation into 105 charities connected to company cashing cheques GOV.UK, 1 September 2025 (re-fetched 14 October 2026).
- ↑ Charity Commission, Regulator announces next charities to be investigated as part of inquiry connected to company cashing cheques GOV.UK, 4 December 2025.
- ↑ Charity Commission, Regulator concludes investigation into 4 charities as class inquiry continues GOV.UK, 9 September 2026, with Statement of the results of a class inquiry (same date), both retrieved 15 October 2026.
- ↑ Charity Commission, Charity regulator opens inquiry into charities working in illegal Israeli settlements GOV.UK, 5 August 2026, retrieved 15 October 2026 (a fact-finding statutory class inquiry initially involving 8 charities which "are not being publicly named at this time").
- ↑ Office of the Scottish Charity Regulator, Scottish Charity Register download OSCR, CharityExport-14-Oct-2026.csv, downloaded 14 October 2026; keyword search of charity names for the batch-5 charities found no matching Scottish registration.
- ↑ Charity Commission for Northern Ireland, Register of charities search API CCNI, searched 14 October 2026 (keyword searches for each batch-5 charity name returned zero results).
- ↑ The Gazette: notices matching 'Tzidkas Yosef' The Gazette, searched 14 October 2026.
- ↑ 360Giving API: grants received by GB-CHC-1170278 360Giving, queried 14 October 2026.
- ↑ Foreign, Commonwealth and Development Office, UK Sanctions List (CSV); Office of Financial Sanctions Implementation, Consolidated List of Financial Sanctions Targets (ConList.csv). Batch-5 screening covered 345 name strings: the 25 charity names, current register trustees, trustees named on archived register pages and archived full-print register pages (UK Government Web Archive), Companies House officers of the charitable companies, and trustees, officers and related persons named in the accounts read for this batch (including archived accounts) and on the Companies House pages for Brightness Ltd; matching on surname plus forename tokens, reviewed manually (all candidate hits were surname-only coincidences or generic word overlaps); lists downloaded October 2026.
- ↑ HM Land Registry, Search for land and property information GOV.UK, accessed 14 October 2026; no titles were looked up or purchased. Candidate title numbers below come from the free CCOD / OCOD datasets (October 2026 release), not from paid title registers.
- ↑ UK Parliament, Hansard search API: contributions matching 'Tzidkas Yosef' Hansard, queried 14 October 2026 (Spoken and Written endpoints).