The Rav Chesed Trust

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Registered charity in England and Wales

The Rav Chesed Trust

Type Registered charity
Founded 20 July 1990 (registered as a charity)
Registration ID Charity 803758
Status Registered
Registration Charity Commission for England and Wales

The Rav Chesed Trust (Charity number: 803758) is a registered charity.[1] The register describes its activities as: "The charity undertakes debt counselling, and also works in the areas of relief of poverty and advancement of religious education".[2] For the financial year ending 31 July 2025 it reported income of £25,000 and expenditure of £29,863.[2]

  • Charity registered: 20 July 1990 (Registered)[1]
  • Charity contact address: S & W Partners Llp, C/o Rrs Department, 45 Gresham Street, London, Ec2v 7bg[3]

People

Trustees

None listed. Source: Charity Commission register.[1]

Historic trustees

Trustees as listed in archived snapshots of the Charity Commission register (first and last snapshot in which each name appears; not a record of actual appointment or resignation dates).

Name First seen Last seen Snapshots listing name
Moses Rubin 4 September 2014 4 January 2018 4 [4][5]
Itzhak Elbaum 4 September 2014 4 January 2018 4 [4][5]

Finances

Financial year end Total income Total expenditure Income from donations and legacies Expenditure on charitable activities Grants to institutions Total funds (assets less liabilities) Cash Employees Volunteers Accounts received
July 2011 £492,964 £496,175 Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Archived register entry[6]
July 2012 £496,930 £502,688 Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Archived register entry[6]
July 2013 £494,023 £491,722 Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Archived register entry[6]
July 2014 £479,347 £479,448 Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Archived register entry[6]
July 2015 £507,780 £447,367 Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Archived register entry[6]
July 2016 £0 £0 Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Archived register entry[5]
31 July 2021 £0 £16,694 Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Annual return received 23 May 2022; no accounts on record (due 31 May 2022)
31 July 2022 £150,000 £35,369 Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed 0 7 March 2024 (due 31 May 2023)
31 July 2023 £225,000 £22,732 Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed 0 7 March 2024 (due 31 May 2024)
31 July 2024 £133,946 £20,269 Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed 0 7 May 2025 (due 31 May 2025)
31 July 2025 £25,000 £29,863 Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed Not disclosed 0 Annual return received 24 April 2026; no accounts on record (due 31 May 2026)

Source: Charity Commission financial history and register data.[7] Trustee payments: "No trustees receive any remuneration, payments or benefits from the charity."[3]

  • Archived accounts: year ending 31 July 2009; year ending 31 July 2010; year ending 31 July 2011.[8]
  • Property: The Interim Manager's accounts state that the charity holds the freehold of 10-14 Bridgegate (town not stated), carried at a nominal £1.[9] HM Land Registry Price Paid Data records a sale of 10-14 Bridgegate, Rotherham S60 1PQ, for £50,000 on 27 October 2025. This is an address match only: Price Paid Data does not record the seller, and it has not been confirmed that this is the charity's property.[10] The accounts also record a property at 51 Dunsmure Road (postcode not stated), valued at £75,000 and sold in September 2024 (see Controversies and conflicts).[9]

Controversies and conflicts

  • Class inquiry (late filing): The Rav Chesed Trust was part of the Commission's class inquiry into charities that repeatedly defaulted on filing. The Commission found that the trustees' default "was mismanagement and misconduct in the administration of the charity". The charity left the class inquiry on 19 February 2015 after filing its missing documents.[11][12]
  • Statutory inquiry and Interim Manager: A further statutory inquiry was opened on 9 July 2015 because of continued late filing and concerns about financial management.[13] On 24 February 2017 the Commission appointed Adam Stephens of Smith & Williamson LLP as Interim Manager, to the exclusion of the trustees.[14]
  • Charity Commission regulatory alert: The register states: "The Charity Commission has appointed an Interim Manager for the charity".[3]
  • Filing compliance: The Charity Commission record shows that the annual return/accounts for the year ending 31 July 2022 were received on 7 March 2024, after the due date of 31 May 2023.[7] The register states "Charity reporting is up to date (on time)".[3]
  • Sale of property to a trustee and settlement: Under a settlement agreed in January 2022, the trustees agreed to pay the charity £500,000. The Interim Manager's accounts record that in September 2024 the charity's property at 51 Dunsmure Road, valued at £75,000, was sold to one of the trustees for £75,000, of which £50,000 was credited against the settlement payments.[9]

See also

Notes

  1. ↑ 1.0 1.1 1.2 Charity Commission for England and Wales, THE RAV CHESED TRUST trustees Charity Commission for England and Wales, accessed 13 October 2026.
  2. ↑ 2.0 2.1 Charity Commission for England and Wales, The Rav Chesed Trust – charity overview Register of Charities, accessed 15 October 2026.
  3. ↑ 3.0 3.1 3.2 3.3 Charity Commission for England and Wales, THE RAV CHESED TRUST overview Charity Commission for England and Wales, accessed 13 October 2026.
  4. ↑ 4.0 4.1 UK Government Web Archive, The Rav Chesed Trust – register entry (4 September 2014), archived snapshot of the Charity Commission register dated 4 September 2014, accessed 14 October 2026.
  5. ↑ 5.0 5.1 5.2 UK Government Web Archive, The Rav Chesed Trust – register entry (4 January 2018), archived snapshot of the Charity Commission register dated 4 January 2018, accessed 14 October 2026.
  6. ↑ 6.0 6.1 6.2 6.3 6.4 Internet Archive Wayback Machine, The Rav Chesed Trust – register entry (17 April 2017), archived snapshot of the Charity Commission register dated 17 April 2017, accessed 14 October 2026.
  7. ↑ 7.0 7.1 Charity Commission for England and Wales, THE RAV CHESED TRUST financial history Charity Commission for England and Wales, accessed 13 October 2026; figures from the Commission's public register data extract dated 13 October 2026.
  8. ↑ UK Government Web Archive, The Rav Chesed Trust – archived accounts, archived snapshot of the Charity Commission register dated 30 July 2014, accessed 14 October 2026.
  9. ↑ 9.0 9.1 9.2 Charity Commission for England and Wales, THE RAV CHESED TRUST accounts and annual returns (Interim Manager's accounts for the years ending 31 July 2022, 2023 and 2024) Charity Commission for England and Wales, accessed 14 October 2026.
  10. ↑ HM Land Registry, Price Paid Data: S60 1PQ HM Land Registry, accessed 14 October 2026.
  11. ↑ Charity Commission (GOV.UK), Inquiry report: The Rav Chesed Trust (class inquiry into double defaulter charities) Charity Commission (GOV.UK), accessed 13 October 2026.
  12. ↑ Civil Society, Debt counselling charity with documents nearly 1,300 days late blames 'slow' accountants Civil Society, accessed 13 October 2026.
  13. ↑ Charity Commission (GOV.UK), New charity investigation: The Rav Chesed Trust (withdrawn page), 18 August 2015, accessed 13 October 2026.
  14. ↑ Charity Commission (GOV.UK), Interim Manager appointed to The Rav Chesed Trust (withdrawn page), accessed 13 October 2026.
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