View source for Maaseh Tzedukeh V'Chesed

{{short description|'''Clapton CIO funded by interest-free loans from a trustee-controlled company, giving mainly to Ezer Bekovoid'''}}
{{Infobox organization
| name = Maaseh Tzedukeh V'Chesed
| type = CIO
| registration_id = Registered charity 1156669
| founded = 2014-04-14 (registered)
| headquarters = London E5
| area_served = Hackney, Haringey, Israel, United States
| revenue = £208,570 (year to 2025-11-30)
}}

'''[[Maaseh Tzedukeh V'Chesed]]''' is a charitable incorporated organisation (constitution 20 January 2014) registered on 14 April 2014; register areas are Hackney, Haringey, Israel and the United States.<ref name="EXTRACT">[[Charity Commission for England and Wales]], ''Register of Charities public extract'' (tables charity, charity_trustee, charity_annual_return_history, charity_area_of_operation, charity_classification), extract dated 14 October 2026.</ref> Its trustees are [[Joseph Teitelbaum]], [[Joseph Lew]], [[Baruch Davidovits]] and [[Ester Ruchel Teitelbaum]], with a principal address in London E5 (PDF p.4).<ref name="ACC">[[Charity Commission]], [https://register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/5044518/accounts-and-annual-returns Maaseh Tzedukeh V'Chesed (1156669): accounts and annual returns] ''Register of Charities''; latest accounts downloaded 15 October 2026 ("PDF p." = page of the PDF file).</ref> It makes grants, donations or "Charitable Loans" to UK charities and to "individuals in Israel, the UK and USA" (PDF p.5–6). In the year to 30 November 2025 income was £208,570 (foundations £72,446, corporate donors £135,264), grants £334,354 and funds negative at £(854,381) (PDF p.12, 14).<ref name="ACC" />

== Objects and activities ==
The charity's registered objects read: "1. THE ADVANCEMENT OF THE ORTHODOX JEWISH FAITH. 2. THE RELIEF OF POVERTY, SICKNESS AND INFIRMITY. 3. TO HELP YOUNG PEOPLE, ESPECIALLY BUT NOT EXCLUSIVELY THROUGH LEISURE TIME ACTIVITIES, SO AS TO DEVELOP THEIR SKILLS AND CAPABILITIES THAT THEY MAY GROW TO FULL MATURITY AS INDIVIDUALS AND MEMBERS OF SOCIETY."<ref name="EXTRACT" />

The register describes its activities as: "i.   The advancement of the orthodox Jewish faith.ii.  The relief of poverty, sickness and infirmity.iii. To help young people, especially but not exclusively through leisure time activities, so as to develop their skills and capabilities that they may grow to full maturity as individuals and members of society."<ref name="EXTRACT" />

Register classifications: General Charitable Purposes, Education/training, The Advancement Of Health Or Saving Of Lives, Disability, The Prevention Or Relief Of Poverty, Religious Activities.<ref name="EXTRACT" />

Areas of operation recorded on the register: Hackney, Haringey, Israel, United States.<ref name="EXTRACT" />

== Trustees ==
Current trustees, with other charities on which the same register trustee ID appears:<ref name="EXTRACT" />

{| class="wikitable sortable"
|+ Trustees of Maaseh Tzedukeh V'Chesed (register, October 2026)
! Trustee !! Appointed !! Chair !! Other trusteeships
|-
| [[Joseph Teitelbaum]] || 2014-01-28 ||  || [[Beis Shuloim Ltd]] (1185871); [[Ezer Bekovoid Limited]] (1138167)
|-
| [[Joseph Lew]] || 2014-01-28 ||  || —
|-
| [[Baruch Davidovits]] || 2014-01-28 ||  || [[Tomchai Torah B'am Yisroel (T.t.b.y.)]] (1166670)
|-
| [[Ester Ruchel Teitelbaum]] || 2017-07-31 ||  || —
|}

=== Historical trustees (UK Government Web Archive) ===
{| class="wikitable"
|+ Trustees shown in archived register pages
! Capture date !! Trustees listed !! Source
|-
| 2021-01-17 || [[Joseph Teitelbaum]] (from 28 January 2014) – also trustee of [[Beis Shuloim Ltd]], [[Ezer Bekovoid Limited]]; [[Ester Ruchel Teitelbaum]] (from 31 July 2017); [[Baruch Davidovits]] (from 28 January 2014) – also trustee of [[Tomchai Torah B'am Yisroel (T.t.b.y.)]]; [[Joseph Lew]] (from 28 January 2014) || <ref name="uaef68cc2">[https://webarchive.nationalarchives.gov.uk/ukgwa/20210117141321/https://register-of-charities.charitycommission.gov.uk/charity-search/-/charity-details/5044518/full-print Register entry 1156669, full print (capture of 20210117)] ''UK Government Web Archive''.</ref>
|}

Joseph Teitelbaum is also a register trustee of [[Ezer Bekovoid Limited]] (1138167) and Beis Shuloim Ltd (1185871); Baruch Davidovits of [[Tomchai Torah B'Am Yisroel]] (1166670).<ref name="EXTRACT" /> [[Companies House]] lists Joseph Teitelbaum as sole active director of [[Millage Limited]] since 2008.<ref name="CH_MILLAGE">[[Companies House]], [https://find-and-update.company-information.service.gov.uk/company/06517442/officers Company 06517442 (Millage Limited): officers] ''Find and update company information'', viewed 15 October 2026. (Joseph Teitelbaum, director since 13 June 2008; Ester Ruchel Teielbaum [sic], secretary 13 June 2008 – 9 June 2009).</ref>

== Finances ==
{| class="wikitable"
|+ Income and expenditure, five most recent reported years
! Financial year end !! Income !! Expenditure
|-
| 2021-11-30 || £66,505 || £139,594
|-
| 2022-11-30 || £117,752 || £152,991
|-
| 2023-11-30 || £101,472 || £128,819
|-
| 2024-11-30 || £213,773 || £544,468
|-
| 2025-11-30 || £208,570 || £336,383
|}
Source: register annual-return history.<ref name="EXTRACT" />

=== Archived accounts ===
Accounts no longer on the live register were found in the [[UK Government Web Archive]]:
* Accounts for the year ended 31/05/2015<ref name="u0fa21f25">[https://webarchive.nationalarchives.gov.uk/ukgwa/20200106042502/http://apps.charitycommission.gov.uk/Accounts/Ends69/0001156669_AC_20150531_E_C.PDF Maaseh Tzedukeh V'Chesed accounts, year ended 2015-05-31] ''UK Government Web Archive'' (capture of 20200106).</ref>
* Accounts for the year ended 30/11/2016<ref name="u56b209db">[https://webarchive.nationalarchives.gov.uk/ukgwa/20200106042835/http://apps.charitycommission.gov.uk/Accounts/Ends69/0001156669_AC_20161130_E_C.PDF Maaseh Tzedukeh V'Chesed accounts, year ended 2016-11-30] ''UK Government Web Archive'' (capture of 20200106).</ref>
* Accounts for the year ended 30/11/2017<ref name="u6281eb69">[https://webarchive.nationalarchives.gov.uk/ukgwa/20200106042613/http://apps.charitycommission.gov.uk/Accounts/Ends69/0001156669_AC_20171130_E_C.PDF Maaseh Tzedukeh V'Chesed accounts, year ended 2017-11-30] ''UK Government Web Archive'' (capture of 20200106).</ref>
* Accounts for the year ended 30/11/2018<ref name="ue22eb89e">[https://webarchive.nationalarchives.gov.uk/ukgwa/20200106042612/http://apps.charitycommission.gov.uk/Accounts/Ends69/0001156669_AC_20181130_E_C.PDF Maaseh Tzedukeh V'Chesed accounts, year ended 2018-11-30] ''UK Government Web Archive'' (capture of 20200106).</ref>

== Funding in Israel ==
* FY2025 grants £334,354: institutions £304,757 and individuals £29,597 (2024: £542,630, of which individuals £222,910); the only named recipient is Ezer Bekovoid (General Charitable), £180,958. The accounts refer to individuals "in Israel, the UK and USA" without amounts by country (PDF p.6, 12–13).<ref name="ACC" />

=== Israeli partners ===
No Israeli institution is named.<ref name="ACC" />

== Activity beyond the Green Line and support for the IDF ==
Findings are graded by confidence. "Partner" findings concern the Israeli recipient organisation, not proven use of UK funds.

{| class="wikitable"
|+ Evidence of activity beyond the 1949 armistice line
! Finding !! Confidence
|-
| No place in Israel is named.<ref name="ACC" /> || Not established
|}

'''Support for the IDF:''' No IDF or military funding is stated.<ref name="ACC" />

== Controversies and regulatory action ==
* No Charity Commission inquiry, Official Warning or Gazette insolvency notice naming this charity was found, and its register entry shows no regulatory alert;<ref name="ALERTS">[[Charity Commission]], ''Register of Charities'', charity overview page (register-of-charities.charitycommission.gov.uk/en/charity-search/-/charity-details/ followed by the organisation number) for each of the 25 batch-12 charities, all retrieved successfully on 15 October 2026 and checked for a "Regulatory alerts" section; none was shown for any of them. The pages showed reporting status – "Charity reporting is up to date (on time)" for 22 charities, "Removed charity" for Mifal Tzedukas and Keren Yaacov Limited, and "Charity reporting is up to date (256 days late)" for Friends of Eidah Chareidis Orthodox Council of Jerusalem.</ref> it is not among the charities named in the Commission's cheque-cashing class-inquiry announcements (May, September and December 2025) or in the September 2026 statement of results.<ref name="CC_CHEQUE1">[[Charity Commission]], [https://www.gov.uk/government/news/serious-concerns-over-use-of-22-million-triggers-investigation-by-charity-regulator Serious concerns over use of £22 million triggers investigation by charity regulator] ''GOV.UK'', 14 May 2025.</ref><ref name="CC_CHEQUE2">[[Charity Commission]], [https://www.gov.uk/government/news/regulator-opens-next-phase-of-investigation-into-105-charities-connected-to-company-cashing-cheques Regulator opens next phase of investigation into 105 charities connected to company cashing cheques] ''GOV.UK'', 1 September 2025.</ref><ref name="CC_CHEQUE3">[[Charity Commission]], [https://www.gov.uk/government/news/regulator-announces-next-charities-to-be-investigated-as-part-of-inquiry-connected-to-company-cashing-cheques Regulator announces next charities to be investigated as part of inquiry connected to company cashing cheques] ''GOV.UK'', 4 December 2025.</ref><ref name="CC_CHEQUE4">[[Charity Commission]], [https://www.gov.uk/government/news/regulator-concludes-investigation-into-4-charities-as-class-inquiry-continues Regulator concludes investigation into 4 charities as class inquiry continues] ''GOV.UK'', 9 September 2026, with [https://www.gov.uk/government/publications/statement-of-the-results-of-a-class-inquiry/statement-of-the-results-of-a-class-inquiry Statement of the results of a class inquiry] (same date), both retrieved 15 October 2026.</ref> The charities in the Commission's settlements class inquiry (opened August 2026) have not been named, so it is not known whether this charity is among them.<ref name="CC_SETTLE">[[Charity Commission]], [https://www.gov.uk/government/news/charity-regulator-opens-inquiry-into-charities-working-in-illegal-israeli-settlements Charity regulator opens inquiry into charities working in illegal Israeli settlements] ''GOV.UK'', 5 August 2026, retrieved 15 October 2026 (a fact-finding statutory class inquiry initially involving 8 charities which "are not being publicly named at this time").</ref>
* '''Loans from a trustee-controlled company.''' The independent examiner, Myer Rothfeld of Rothfeld Company Services Limited, drew attention to loans from [[Millage Limited]]: the CIO "originally borrowed £14.5k from Millage Limited ... The loan increased during the year to some £862k"; "Mrs. E. R. Teitelbaum, a Trustee of the CIO, is the controlling party of the Lender. Her husband, J. Teitelbaum, also a Trustee of the CIO, is the Sole Director of the Lender". A second loan of £119,500 (2024: £152,500) came "from the Grandmother of two of the Trustees"; going concern depends on both (PDF p.8).<ref name="ACC" /><ref name="CH_MILLAGE" />
* '''Inconsistent loan figures.''' The related-party note gives the Millage loan as £911,137 (2024: £850,987) and the loan from Mrs F. Schneebalg as £119,500; the creditors note gives total loans of £1,030,637 repayable on 5 January 2029, while its text says £1,003,637 and the examiner's report says the loans are repayable on demand. The examiner's report is headed "for the year 1 December 2022 to 30 November 2025" (PDF p.8, 14).<ref name="ACC" />
* '''Grants to a connected charity.''' The largest grantee was [[Ezer Bekovoid Limited]] (1138167), 10 payments totalling £180,958 (2024: £191,840), plus a £100,000 loan in 2024; [[Joseph Teitelbaum]] is a trustee of both charities and a director of Ezer Bekovoid Limited (PDF p.12, 14).<ref name="ACC" /><ref name="EXTRACT" /><ref name="CH_EZER">[[Companies House]], [https://find-and-update.company-information.service.gov.uk/company/07330341/officers Company 07330341 (Ezer Bekovoid Limited): officers] ''Find and update company information'', viewed 15 October 2026. (active directors include Joseph Teitelbaum, appointed 29 July 2010; Meyer Rothfeld was a director from 29 July 2010 to 5 January 2018).</ref> Companies House records a Meyer Rothfeld as a director of Ezer Bekovoid Limited from 2010 to 2018; whether this is the CIO's examiner was not established.<ref name="CH_EZER" />

== Other registers and records ==
=== Scotland and Northern Ireland ===
No entry was found on the [[Office of the Scottish Charity Regulator|Scottish Charity Register]] for this charity (register export dated 14 October 2026, searched by name).<ref name="OSCR">[[Office of the Scottish Charity Regulator]], [https://www.oscr.org.uk/download/charity-register Scottish Charity Register download] ''OSCR'', export dated 14 October 2026, downloaded October 2026; keyword search of the 25 batch-12 charity names found no matching Scottish registration (the only hits were unrelated names: Madrasatul Imam Mohammad Zakariya and Harris Kaufman Trust).</ref> No entry was found on the [[Charity Commission for Northern Ireland]] register (API name searches returned zero results).<ref name="CCNI">[[Charity Commission for Northern Ireland]], [https://www.charitycommissionni.org.uk/api/charity-search/results?searchText=Alyn&pageNumber=1 Register of charities search API] ''CCNI'', searched 15 October 2026 (keyword searches for each of the 25 batch-12 charity names returned zero results).</ref>

=== The Gazette ===
Searches of ''[[The Gazette]]'' notice feeds (all notices, insolvency and company) for the charity's name found no insolvency, winding-up or strike-off notice.<ref name="u60cf9aba">[https://www.thegazette.co.uk/all-notices/notice/data.feed?text=Maaseh%20Tzedukeh The Gazette: notices matching 'Maaseh Tzedukeh'] ''The Gazette'', searched 15 October 2026.</ref>

=== Grants recorded by 360Giving ===
No grants received or made by this charity are recorded in 360Giving data.<ref name="u1f4d8d2d">[https://api.threesixtygiving.org/api/v1/org/GB-CHC-1156669/grants_received/?limit=100 360Giving API: grants received by GB-CHC-1156669] ''360Giving'', queried 15 October 2026.</ref>

=== Sanctions screening ===
The charity's name, its current register trustees, trustees named on archived register pages, trustees and officers named in the accounts read for this profile and (for charitable companies) its [[Companies House]] officers were screened against the UK Sanctions List and the OFSI Consolidated List. No match was found.<ref name="SANC">[[Foreign, Commonwealth and Development Office]], ''UK Sanctions List'' (CSV); [[Office of Financial Sanctions Implementation]], ''Consolidated List of Financial Sanctions Targets'' (ConList.csv). Batch-12 screening covered 390 name strings: the 25 charity names, current register trustees, trustees named on archived register pages and archived accounts (UK Government Web Archive), Companies House officers of the six charitable companies and of related companies named in the accounts (Millage Limited, International Christian Embassy Jerusalem (United Kingdom) Limited and Ezer Bekovoid Limited), and trustees, examiners, donors and grant recipients named in the accounts read for this batch; matching on surname plus forename tokens, reviewed manually. No forename-and-surname match for any person was found; the only token matches were generic words in organisation names ("Trust", "Limited", "Foundation", "Society", "International") and surname-only coincidences (Green, Anderson, Weiss, Frank, Grace, Friedman, Fox, Ward); lists downloaded October 2026.</ref>

=== Land and property ===
The register records that the charity does not own or lease land or property.<ref name="EXTRACT" /> No title registers were purchased.<ref name="HLRWEB">[[HM Land Registry]], [https://search-property-information.service.gov.uk/ Search for land and property information] ''GOV.UK'', accessed October 2026; no titles were looked up or purchased. Candidate title numbers below come from the free [[Corporate and Commercial Ownership Data|CCOD]] / [[Overseas Companies Ownership Data|OCOD]] datasets (October 2026 release), not from paid title registers.</ref> Candidate titles and addresses (CCOD dataset and register/accounts data):<ref name="CCOD">[[HM Land Registry]], ''UK companies that own property in England and Wales (CCOD)'' and ''Overseas companies that own property in England and Wales (OCOD)'' full extracts, October 2026 release, matched on charitable company numbers, registered names and the names of subsidiaries named in the accounts; title numbers listed are candidates only – no title registers were purchased.</ref>
* No property appears in the accounts (funds negative at £(854,381)) – Accounts (PDF p.14) (source: <ref name="ACC" />)
* Land lying to the north-east of Walnut Tree Close, Stevenage (title HD589598, freehold; proprietor added 24/12/2019); 7 Bank Street, Ashford (TN23 1DE) (title K744141, freehold; proprietor added 03/01/2023, price paid £300,000); Land adjoining 16 Lloyds Green, Wittersham, Tenterden (TN30 7NX) (title TT147739, freehold; proprietor added 22/11/2022) – 3 titles registered to [[Millage Limited]] (06517442), the charity's lender, whose sole director is trustee [[Joseph Teitelbaum]] (source: <ref name="CCOD" /><ref name="CH_MILLAGE" />)

=== Parliament ===
Hansard exact-phrase searches for "Maaseh Tzedukeh V'Chesed", "Maaseh Tzedukeh" returned 0 contributions in total.<ref name="HANS">UK Parliament, [https://hansard-api.parliament.uk/search/contributions/Spoken.json?queryParameters.searchTerm=%22Maaseh%20Tzedukeh%22&queryParameters.take=100&queryParameters.orderBy=SittingDateAsc Hansard search API: contributions matching the exact phrase "Maaseh Tzedukeh"] ''Hansard'', queried 15 October 2026 (Spoken and Written endpoints; quoted-phrase search).</ref>

== Web archive ==

The [[UK Government Web Archive]] holds 2 archived [[Charity Commission]] register pages used in this profile (cited in the sections above).
The 2021 archived full print showed the status "Charity reporting is up to date" and "Other regulators: No information available".<ref name="uaef68cc2" />

== See also ==
* [[Ezer Bekovoid Limited]]
* [[Tomchai Torah B'Am Yisroel]]

== External links ==
* No current official website.

==Notes==
<references/>

[[Category:Hasidic Judaism in the United Kingdom]]
[[Category:Orthodox Jewish charities]]
[[Category:Jewish charities in the United Kingdom]]
[[Category:Hackney]]
[[Category:Israel]]
[[Category:Charities]]